From Locked Out to Limitless

The Key to Credit, Capital, and Entrepreneurship.

Inside Unlocked Minds University, you’ll gain:


✅ A proven roadmap to repair and rebuild your personal credit FAST

✅ Step-by-step guidance to build a fundable credit profile for your business

✅ Strategies to access $50,000–$150,000 in 0% interest business funding

✅ The blueprint to launch your million-dollar healthcare business, even if you’re starting with zero

✅ Lifetime access to a supportive community that holds you accountable to LEVEL UP

This isn’t just education — it’s elevation.

Join the community that’s handing out keys, not gatekeeping the game.

🧠 Why Unlocked Minds University?

We’re not just another online course — we’re a movement.

Our mentors have walked the same path: from poor credit to business owners with real funding, real clients, and real receipts. Whether you're brand new or already grinding, we’ll guide you step-by-step to create a credit-powered business that actually lasts.

Leverage Credit Like the Wealthy Do

Credit isn’t just for spending — it’s the #1 tool the wealthy use to get richer.

The truth is:

> You don’t need investors. You don’t need loans.

> You just need the right keys.

Learn how to:

- Get approved for funding without needing business tax returns

- Use personal credit to secure 5-figure capital for your LLC

- Flip your first $50K into a cash-flowing healthcare business

Credit is the cheat code.

We’ll teach you how to use it like the banks do.

This Is Bigger Than Just You

You’re not just building credit. You’re breaking generational cycles.

This is about:

- Never being denied again

- Funding your dreams on your terms

- Creating the life your kids, family, and future self will thank you for

Because once your credit is strong — everything changes.

And once you learn how to leverage it — you’ll never look at money the same again.

Build a Million-Dollar Healthcare Business

We don’t just teach you how to get the capital — we show you how to build something real with it.

Inside Unlocked Minds University, you’ll learn how to:

- Save thousands of dollars on home care agency policies, procedures, and startup setup

- Get a steady stream of referrals from hospital discharge planners and case managers

- Market your agency effectively to attract qualified workers and private pay clients

- Structure your agency so it runs smoothly — with or without you being on-site every day

Whether you're starting from scratch or trying to scale what you already have, we’ll give you the tools to grow.

What Makes Unlocked Minds University Different?

You’re not getting a bunch of YouTube advice. You’re getting the real keys.

- Real strategies backed by real results

- VIP funding game — no fluff, no outdated info

- Built for healthcare entrepreneurs and high-level thinkers

- Support, accountability, and game every single week

This isn’t just a program. It’s a movement.

And it’s time for you to be part of it.

Learn the System

We teach you exactly how to repair personal credit, launch a credit repair business, and master funding strategies — no fluff, just the blueprint.

Leverage the Credit

Unlock personal and business credit to fuel your business. You’ll gain access to vendor lists, funding partners, and tools that work.

Scale the Vision

We guide you step-by-step to build and grow a million-dollar healthcare business using your new financial foundation and real-world strategies.

Why You Can’t Afford to Miss This


This quick video introduces the Unlocked Minds University approach — a proven framework to repair your credit, access capital, and build a healthcare business that changes your life and your legacy. If you’ve ever felt stuck, overwhelmed, or denied opportunities, this is your turning point.

The truth is, credit is power — and most people are giving that power away.

If you’re tired of being denied, overlooked, or stuck at square one, this course was built for you. We don’t just teach theory — we give you the tools, the blueprint, and the support to turn your credit into cashflow and your ideas into income.

Meet the CEO!

Keyonta Whitlow, better known to his friends and family as Key, his social media followers, and clients as the Low Key Entrepreneur. But some that truly know his story may simply call him the survivor. Keyonta Whitlow is a young, driven man who beat the odds of his professional medical diagnosis. After being nearly murdered and told that if he were to live, he would most likely be a vegetable for the rest of his life, Keyonta has not only proven the doctors wrong but has evolved into a powerful, knowledgeable, and impactful young man. Like most personal credit and business specialists, Keyonta got started because his credit was messed up, but being the person that he is, he learned everything that he needed to be able to fix his current predicament, but he didn’t stop there. Growing up, he had always had an entrepreneurial mindset. From literally selling almost everything that his family purchased for him to flipping over 100 pairs of sneakers while still in high school. Once he was able to repair his own credit, he found his way back to flipping sneakers, but this time at a much larger scale. This was only possible because he unlocked the power of credit. Since then, he has started, funded and scaled multiple businesses. After educating and helping a few friends and family do the same, he decided that he needed to make an impact at a larger scale. While interviewing, he told me, “Yeah, flipping sneakers, electronics, and all that stuff is cool and necessary, but I find more enjoyment in helping people upgrade their mindset. Credit is a system that is designed for us to fail. Our entire US economy is based off of credit. Don’t you think something this important should be taught in school? I’m sure you do, but they would rather teach us about unnecessary things and push us to enroll in college so that by the time you’re 21, you have already accumulated a substantial amount of debt. I don’t know about you, but I would rather learn the system and learn how to utilize the bank’s money to fund my own passion.” In a world where adversity could have defined him, Keyonta Whitlow, aka ‘The Low Key Entrepreneur,’ emerged not just as a survivor, but as a symbol of resilience and empowerment. His journey from overcoming personal challenges to mastering the financial system is a testament to his unwavering determination and entrepreneurial spirit. With a vision to educate and empower others, Keyonta continues to pave the way for a new generation of financially savvy individuals, showing that with the right mindset and knowledge, anyone can turn their dreams into reality.

Meet the President!

Kendrea Steward is a passionate entrepreneur and devoted family woman, dedicated to creating a legacy of love, financial empowerment, and community upliftment. As the loving wife of David Steward and the proud mother of three remarkable children, Kendrea exemplifies the values of family, faith, and resilience in every aspect of her life.

With a keen eye for opportunity and a heart for service, Kendrea is the Owner and CEO of several thriving businesses, including Steward Publishing, KingdomKey Healthcare Agency, Transformation Excellence Consulting, Kingdom Cuts & Creations, and K Styles Beauty Academy & Collections. She is also the President of Lo-Key Global Financial. Each venture is not just a business but a platform for fostering growth, financial literacy, and entrepreneurship, helping families and individuals build a secure and prosperous future.

As a celebrated author of five transformative books Kendrea shares her insights on overcoming challenges and achieving financial independence. Her writing inspires readers to embrace their unique journeys, cultivate resilience, and unlock their potential for success.

Kendrea’s life is a powerful testament to the impact of faith, family, and entrepreneurship. Her mission is to empower others to break through barriers, achieve their financial goals, and live purposefully. She believes that with faith, determination, and the right support, anyone can create a life of abundance and fulfillment. Through her work, Kendrea is not only transforming lives but also nurturing a community where families can thrive together.

Frequently Asked Questions

Do I need good credit to join this program?

Nope! This program is designed to help you fix and build your credit from wherever you are. Whether you’re starting with a 500 score or already in the 700s, you’ll learn how to strengthen your profile and get funding.

What if I don’t have a business yet?

That’s perfectly fine. You’ll learn how to structure your LLC the right way, set up your business to look fundable, and then get the capital to launch — all from scratch.

Is this only for people starting healthcare agencies?

No, but we do specialize in helping you start and scale a home care or healthcare business if that’s your goal. The credit and funding strategies work for any business, but we go deeper for those interested in launching a million-dollar agency model.

How fast can I get results?

Most members start seeing credit improvements and funding results within 30–90 days, depending on their starting point and how fast they implement the steps. We’ve had members go from no approvals to $250,000 in funding in under 90 days.

Will I get support or help if I’m stuck?

Yes! You’ll have access to a community of like-minded entrepreneurs, as well as live trainings, Q&As, and resources to keep you moving forward. We’re building a real movement — not leaving you with generic videos and no support.

How much time do I need to dedicate to this?

We’ve designed this program for busy people. You can start seeing results with just a few hours per week. Everything is self-paced, but you’ll also have access to live sessions and updates to stay on track.

Is this legit?

100%. Unlocked Minds University is led by real entrepreneurs who’ve used these exact methods to build 800+ credit scores, secure six figures in funding, and build thriving businesses. This isn’t theory — it’s tested, proven, and built for real results.

Ready to Unlock What's Already Yours?

You’ve got the vision — now it’s time to get the keys.


Join Unlocked Minds University today and start building your credit, your business, and your legacy.

Copyright 2025. Low Key Global Financial LLC. All Rights Reserved.